Construction Insurance

Comprehensive Insurance Solutions for Construction Contractors

Insurance Solutions for the Construction Industry

In the dynamic field of construction, facing various risks is inevitable. Frequent incidents, including job-site accidents, workers’ injuries, and damage to essential equipment, come with significant financial repercussions. Without proper insurance coverage, these events not only disrupt operations but also impose a financial burden that can potentially erase profits and undermine hard-earned growth.

With over 27 years of dedicated service to contractors and subcontractors, Aster National Insurance Group deeply understands the unique insurance needs of the construction industry. Our expertise allows us to offer comprehensive solutions designed to safeguard your business against these financial losses.

Key Benefits of Partnering with Us:

Expert Guidance: Navigate the complex insurance landscape with our deep industry knowledge.
Comprehensive Coverage: Receive tailored insurance solutions that address the multifaceted risks of construction work.
Support for Project Requirements: Meet any project requirements, no matter how complex.
Assistance with Bonding Needs: Let us help you with the necessary bonding for licensing or guaranteeing contract and financial obligations.

Contractors We Insure

We proudly serve a diverse range of businesses in the construction industry, including but not limited to:

Appliance Installers
Carpentry Contractors
Concrete Contractors
Debris Removal Services
Demolition Contractors
Drywall Contractors
Electrical Contractors
Excavation and Grading Contractors
Fencing Contractors

General Contractors
Glazing Contractors
Handyman Services
HVAC Contractors
Insulation Contractors
Landscaping Contractors
Lawn Care Services
Masonry Contractors
Painting and Decorating Contractors

Plumbing Contractors
Pressure Washing Services
Roofing Contractors
Sheet Metal Contractors
Solar Energy Contractors
Swimming Pool Contractors
Tile, Stone, and Flooring Contractors
Tree Trimmers and Arborists
Welding Contractors

No matter the size or scope of your construction business, our team is dedicated to providing you with the insurance solutions you need to thrive in a dynamic and challenging industry. With our expertise and commitment to personalized service, you can focus on what you do best, confident that your business is protected every step of the way.

Coverages Offered

Our team recognizes the critical need to protect your construction business when unexpected events occur, so we offer a range of insurance solutions designed to give you confidence that your assets are secure.

General Liability Insurance: Protects your business from financial losses due to third-party claims of bodily injury, property damage, or personal and advertising injury that occur as a result of business operations.
Workers’ Compensation Insurance: Mandatory in most states, this insurance covers medical expenses and a portion of lost wages for employees who get injured or sick as a result of their work.
Commercial Auto Insurance: Provides coverage for vehicles used for business purposes. This type of insurance protects businesses and their assets in case of accidents, injuries, or property damage involving company-owned vehicles or vehicles used for business activities.
Surety Bonds: Essential bonds, such as permit, licensing, and contract bonds, ensure legal compliance, professional credibility, and project fulfillment, protecting clients and upholding standards in the construction industry.
Builder’s Risk Insurance: A specific type of property insurance designed to cover buildings under construction. It can also cover materials, supplies, and equipment used on the site.
Tools & Equipment Insurance: Provides specialized coverage for tools and equipment against theft, damage, and accidental loss.
Professional Liability (Errors & Omissions) Insurance: This is essential for businesses that provide design or consulting services, as it safeguards against claims of errors or negligence.
Commercial Property Insurance: Safeguards your business’s physical assets, such as buildings, inventory, furniture, and equipment, against damage due to events like fires, explosions, storms, theft, and vandalism.

TESTIMONIAL

Honest Reviews from our Client

Always helpful, friendly and efficient. Aster National has been our broker for years and our agent always gets us the best rates! We look forward to working with you for years to come!

Everyone I talk to at Aster is very helpful. I never get the run-a-round or sit on hold forever. Customer service as it should be while other businesses avoid customer contact.

Aster is the best insurance company! Personnel are always super helpful and very nice. I highly recommend this company. Always reasonable pricing.

Very competitive rates for all my commercial insurances. Very convenient and quick response when requesting certificates of insurance. I would definitely recommend their services.

My company has been working with Aster National for a few years now and all I can say is that they make everything easy and they are helpful with any question I may have. Highly recommend !!! 5 stars!

We have been doing business with Aster for years. Agents are prompt to respond, courteous and always looking out for the better needs of my business.

Additional Coverages

General Liability Insurance

General Liability Insurance keeps your business safe from financial trouble if someone gets hurt or their property gets damaged because of your business. It covers legal fees, medical expenses, and damages. Perfect for any business wanting peace of mind against unexpected claims.

Commercial Property Insurance

Plan for the unexpected. Protect your company’s physical assets, such as its building, and contents, including inventory, furniture, and equipment with commercial property insurance. It covers losses should your business have a fire, explosions, burst pipes, storms, theft, or vandalism.

Commercial Vehicle Insurance

An auto policy protects your business’s vehicles. Those might be cars your employees drive for business activities, trucks for transporting goods to customers, or contractors traveling with tools and supplies between job sites.

Protecting What Matters Most to You

Quality Insurance Coverage from a Trusted Agency

Enjoy peace of mind knowing we’ve got you covered.